The MONEYME Group is a leading disruptor and innovator in the consumer lending market.

Leveraging AI and cloud-based technology, The MONEYME proprietary and modular technology platform ‘Horizon’ facilitates, offers automated loan approval and settlement, meaning approvals in minutes and fast settlement for end customers.

Their advanced tech-driven platform provides consumers flexibility with a seamless online process via their mobile phone, offering diversified products such as personal loans, point of sale instalment products. real-estate expenses and auto financing.


  • Peter Coad, Independent Non Executive Chairman

    Peter joined MONEYME as the independent Non-Executive Chairman in October 2019. Peter has more than 30 years’ experience in domestic and international banking and is a specialist in financial services and risk management with broad experience across financial and capital markets, funds management and consumer finance. Prior to this role, Peter served in senior executive roles at National Australia Bank from 2005 to 2017 where his leadership experience included roles as Head of Global Markets and Asset Servicing, Wholesale Banking; Chief Risk Officer, Business Banking; and Executive General Manager of International Branches and Transformation.

    Peter previously worked for Commonwealth Bank of Australia and Chase Manhattan Bank in Australia, Asia and the US where he held global and regional leadership roles in institutional banking and financial/capital markets.

    Peter is a member of the Australian Institute of Company Directors. Peter is also the Chairman of the Remuneration and Nomination Committee and a member of the Audit and Risk Committee.

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  • Clayton Howes, Managing Director and Chief Executive Officer

    Clayton is a co-founder and has been the Chief Executive Officer of MONEYME since its inception.

    Clayton brings more than 15 years’ experience in the development of brands, business strategy and innovation. He has a strong background of executing capital strategies, building new technologies to replace legacy processes and fostering highly engaged and rewarding team cultures.

    Prior to establishing MONEYME, Clayton spent eight years at Vodafone and Vodafone Hutchinson Australia where his roles included Head of Retail Channels & Head of Retail Transformation, Head of Sales Strategy & Distribution Management, Head of Sales Investments & Planning and Commercial Finance Manager. During this time, Clayton was responsible for strategy, finance, sales and business transformation.

    Clayton previously worked for Glaxo Smith Kline in United Kingdom within strategic mergers management and planning.

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  • Rachel Gatehouse, Independent Non-Executive Director

    Rachel joined MONEYME as a Non-Executive Director in December 2022.

    Rachel has over 30 years’ financial services experience across the asset finance, motor finance, retail banking, structured lending and BNPL sectors.

    Between 2019 and 2022, Rachel worked in venture capital backed firms, including solar financing fintech Brighte, where as CFO and COO she oversaw finance, credit, operations, and debt funding. Prior to that, Rachel held CFO and senior finance roles at HBOS Australia and ANZ Bank.

    Rachel’s governance experience includes Acting CEO of the Australian Institute of Company Directors and previous directorships at Landcare Australia and Capital Finance Australia Limited.

    Rachel holds a Bachelor of Economics and Finance from The University of New South Wales, is qualified as a Certified Practicing Accountant and has completed the Australian Institute of Directors’ director course.

    Rachel is the Chair of the Audit & Risk Management Committee.

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  • Scott Emery, Non Executive Director

    Scott Emery is a co-founder and has been a Non-Executive Director of MONEYME from its inception.

    Scott has over 30 years’ experience in establishing and running property development companies across Australia.

    Scott is the founder and managing Director of a commercial building company, Yarra Valley Commercial, established in 1986, where under his guidance, the business has grown to be a national shopfitting and building company.

    Scott is a member of the Audit and Risk Committee and Remuneration and Nomination Committee.

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  • Susan Wynne, Independent Non Executive Director

    Susan joined MONEYME as a Non-Executive Director in October 2019.

    Susan has more than 20 years’ corporate and government experience, specialising in brand and business development, stakeholder management, corporate affairs and public relations.

    Susan has served in local government on the Woollahra Council since 2008 including terms as both Deputy Mayor and Mayor. Susan was recently re-elected as the Mayor of Woollahra in September 2019.

    Susan is a graduate of the Australian Institute of Company Directors.

    Susan is a member of the Remuneration and Nomination Committee.

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  • Dave Taylor, Non Executive Director

    Dave joined the MONEYME Board in March 2022, following MONEYME’s acquisition of SocietyOne.

    Prior to his appointment, Dave served four years as a Non -Executive Director on SocietyOne’s board, from March 2018 to March 2022.

    Dave has over 30 years of financial services experience across retail banking, payment systems, superannuation, wholesale banking, funds management, capital markets and Fintech partnerships.

    Between 2010 – July 2021 Dave was the CEO and a Director of G&C Mutual Bank (and remains a Director of G&C Mutual Bank). Dave is currently also a Director of CUFSS Limited and Shared Service Partners Pty Ltd.

    Dave has held numerous Directorships in the finance industry over the past 25 years, including on the Boards of mutual banks, credit unions, industry superannuation funds, stockbroking companies, payment systems companies, technology companies and Fintechs.

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