Finexia Financial Group is a non-bank lender operating in the private credit sector, primarily focusing on markets and opportunities that major banks have traditionally dominated but have recently abandoned. The Group has carved out a niche in the childcare sector, developing a unique lending specialisation alongside a robust distribution platform.

In addition to its childcare-focused lending, Finexia offers secured wholesale and commercial lending along with lending against listed equities. Complementing these services is a strong internal distribution capability via Finexia’s income-focused managed funds. These funds provide stable risk-adjusted returns to a diverse investor base that includes other ASX-listed companies, high net worth individuals, family offices, and retail investors. Finexia also holds a comprehensive and flexible Australian Financial Services Licence.

Listed on the Australian Securities Exchange in 2015 as a securities dealer/licensee, Finexia has over the years pivoted and evolved its strategy towards the lending sector. A key development in this strategic shift was the acquisition of Creative Capital Group in 2020, whose team brings a decade of direct private credit experience and over two decades of corporate banking expertise.

Our strategy is clearly focused on becoming the leading private lender to the childcare sector in Australia. The accelerated growth of the Finexia Childcare Income Fund, has been supported by multiple favourable independent ratings, further attesting to its unique position in this niche market.

We offer a specialised form of non-bank lending in a segment that benefits from robust tailwinds and favourable structural characteristics. Our products hold a number of competitive advantages with untapped potential in a market featuring positive demographic trends, clear social sustainability credentials, strong bipartisan political support and low economic sensitivity.


  • Patrick Bell | CEO and Director

    Patrick Bell serves as the CEO and Director of Finexia Financial Group. With a career spanning over twenty years in financial services, Patrick has dedicated nearly a decade to leading roles in private credit, in addition to his tenure at the helm of corporate banking at a major bank. His extensive expertise is marked by a vast diversity of lending experience across various industries and financial landscapes, particularly in property finance. Committed to driving client success, Patrick has a solid history of executing complex financial transactions and fostering growth.

    read more
  • Neil Sheather | Chairman

    Neil is the Executive Chairman of Finexia Financial Group. He brings over 25 years of experience in financial services, with a focus on equities and derivatives in Australia and Hong Kong. His deep industry knowledge has been a driving force behind Finexia’s growth and strategic development. More recently has had responsibility and oversight of the Group’s Funds and Asset Management operations. He is the current Chair of the Group’s Credit and Investment Committee

    read more
  • Robert Spano | Non-executive Director

    Mr. Spano is a distinguished executive with 40 years of experience in corporate finance and credit markets globally, extending beyond operations to strategic private credit market roles. His career highlights include executive positions and directorships, with a notable tenure as CEO of Alleasing. Currently, he remains influential as both a shareholder and Director at Metric Credit Business Finance, following his key role in Bigstone Finance’s acquisition by Metric Credit Partners.

    read more