Wisr (ASX: WZR) is purpose-built to improve Australians’ financial health. We have reimagined the consumer financial journey through our award-winning proprietary Wisr platform to improve the holistic financial health of our customers. We’re unique in the market as the Wisr platform combines our lending business, financial tools, and products to help customers make smarter money decisions.

Since its inception in 2017, Wisr has written over $1.7B in loans through a scalable digital lending platform and engaged hundreds of thousands of Aussies through our financial tools and features.

Wisr has built a proprietary channel to act as a product and brand differentiator, delivering scalability, customer impact, and stickiness through technology. Customer data helps us make timely product offers and inform future innovations to help meet the needs of users at different financial stages. With an engaged group of users, the platform allows us to communicate directly rather than relying on third-party channels.

Accessed through the user-friendly Wisr App, our approach to a customer’s financial life expands the relationship well beyond the transaction, as evidenced by:

  • Insights into financial standing through free access to Equifax and Experian credit scores
  • Supercharge savings or pay down debt faster (including a Wisr loan) with automated round ups
  • Improve money behaviours and habits through interactive Smart Move lessons
  • Third-party data security alerts and personal digital data safety tips with BreachAlert
  • Complete a rate estimate and apply for a Wisr loan for any worthwhile purpose with personalised service and rates (and no early repayment or exit fees)
  • Wisr loan self-service to monitor repayment progress, change repayment frequency and make additional one-off repayments

Using data from the Wisr Platform, Wisr is positioned for future growth using insight into customer demand, behaviour, and habits. This allows Wisr to determine what customers need and informs how we can innovate, improve operational efficiency, and maintain prime credit quality.

Combined with the quality of customers we attract, our revenue growth, and loan unit economics we have significant room to build a company of real size and scale in the years ahead, and shareholders should be excited by this.


  • Andrew Goodwin, Chief Executive Officer

    Andrew has 20+ years of experience in the financial services industry, with significant experience in debt and equity raising, both in the public and private markets and is a Chartered Accountant. Before Wisr, Andrew was Deal Team Lead for investment banking and principal investments at Macquarie Capital, where he advised and participated in transactions totalling over $20 billion. Andrew has significant experience in raising equity in the markets of Europe, Asia and Australia. Before Macquarie Capital, Andrew was a partner at Draycap, a secondary private equity and infrastructure firm, FontEnergy, and KPMG, where he focused on assurance and advisory for the Financial Services sector.

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  • Joanne Edwards, Chief Operating Officer

    Joanne joined Wisr in 2019 in a newly formed role as Chief Risk and Data Officer, tapping on her core strengths in corporate development and strategic innovations with dual-oriented outcomes for driving profitable growth and sustainability and progressive refinement in customer-centric experiences. Before Wisr, Joanne spent nearly ten years at Commonwealth Bank, scaling an impressive professional trajectory from Product Management and Analytics, Credit Risk for Personal Lending, to General Manager for Unsecured Risk. She’s passionate about using data and analytics to solve business problems, drive profitable growth, streamline processes and improve customer experience. Joanne was a Female Fintech Leader of the Year Finalist for the 2021 Finnies Awards and Women in Banking and Finance (WiBF) 2021 Winner of Achievement in Regulation and Compliance.

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