V-Con: Fintech – huge scaleability, big valuations and the buffer of post-COVID tailwinds
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V-Con is Stockhead’s investing focused video conference series, bringing you expert insights, panel discussions and presentations from leading analysts, listed small caps and industry players. This v-con is sponsored by Clee Capital.
This latest video conference focuses on ASX-listed fintech stocks and the outlook for the sector more broadly.
Until recently, fintech was considered a nascent industry that was largely the domain of early-stage startups.
Fast forward a few years, and the ASX is now home to a legion of fintech companies spanning multiple sub-sectors.
By now, most investors are familiar with BNPL (buy now, pay later), which comprises a cohort of stocks that have generated explosive returns for investors.
Elsewhere, listed fintechs are competing for market share in adjacent sectors such as B2B payments, consumer finance and financial services.
It’s all taking place with a buffer from various post-COVID tailwinds, such as the accelerated rise of ecommerce and the ongoing digitisation of payments.
And it’s still early days, but the potential size of the addressable markets are huge. At the same time, investors are assessing whether valuations of some stocks have already run too hot.
To break it all down, Stockhead caught up with leading fintech investor Dean Fergie from Cyan Investment Management to get his views on the outlook.
We also spoke with six listed fintech small caps who provided key insights on their business strategies and growth plans.
Sky News and CNBC business journalist Oriel Morrison interviews Dean Fergie, director and portfolio manager at Cyan Investment Management.
Cyan Investment Management was founded, and is owned, by the two fund managers, Graeme Carson and Dean Fergie, both of whom hold significant personal investments in the Cyan C3G Fund. The objective of the Cyan C3G Fund is to consistently deliver meaningful positive returns for investors by investing in a portfolio of 20 to 40 promising or proven ASX listed companies, weighted appropriately to balance risk and return.
Novatti Group Ltd (ASX:NOV)
Peter Cook, CEO & Managing Director
Novatti is a leading digital banking and payments Fintech. Its fintech platforms and services make payments fast, simple, and secure.
Zebit Inc. (ASX:ZBT)
Steve Lapin, CFO
Zebit is an eCommerce company with its own custom BNPL solution. The company’s mission is to disrupt legacy product financing options in the U.S. including the rent-to-own and lease-to-own business models and/or eliminate the need for consumers to take out high-cost pay-day and instalment loan products.
IOUpay Ltd (ASX:IOU)
KL Khong, CEO
IOUpay provides fintech and digital commerce software solutions and services that enable its institutional customers to securely authenticate end-user customers and process banking, purchase and payment transactions.
Plenti Group Ltd (ASX:PLT)
Daniel Foggo, CEO
Plenti is a fintech lender, providing faster, fairer loans through smart technology. The company’s proprietary technology platform allows it to provide creditworthy customers with automotive, renewable energy and personal loans to help bring their big ideas to life.
Cirralto Ltd (ASX:CRO)
Adrian Floate, CEO & Managing Director
Cirralto is a transaction services business supplying industries with a broad range of B2B payment services, digital trading software and integrated solutions.
MoneyMe Ltd (ASX:MME)
Clayton Howes, Managing Director & CEO
MoneyMe is a leading player in the digital credit business with technology (Horizon Technology Platform) and AI to deliver highly automated innovative products and customer experiences.